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Who can join
the Police and Fire Federal Credit Union?
As
our name implies, most Philadelphia-area Police Officers and Firefighters
are eligible to become members. PFFCU's membership eligibility may
be offered to other employee groups, and your employer may already
offer membership. You can view a comprehensive list
of all the employee groups currently in our field of membership.
If your employer is not currently listed, please contact one of our Business
Development Managers about membership.
PFFCU also offers membership opportunities for other select associations
and organizations. A full list
of these organizations is
also available.
For information about why your organization should offer
membership in PFFCU as a FREE benefit, please see the "PFFCU
Membership For Your Organization" area below, or contact one
of our Business
Development Managers.
Family Membership
Once you become a member, any member of your family may
also join PFFCU. Family members include spouse, children,
brother and/or sister, parents, grandparents, and grandchildren
of members. PFFCU membership lasts a lifetime and will be available
to you and your family through every stage of your lives, even
if you move, change jobs, or retire.
Join Now!
For your convenience, new member applicants may complete an online
application. Our online
application takes only a few minutes to complete,
and uses advanced security technology to safeguard your personal information.
In order to complete this application, all primary account-holder applicants
and joint-owner applicants are required to provide the following information:
• Social Security Number
• a valid drivers' license, or other state or federally issued
photo
identification card
• your current checking account information (in order to fund
this
new account with a minimum of $5) and,
• current physical mailing address (no PO boxes)
Your online application will be reviewed within one business day
and upon approval PFFCU will send a copy of the application to you
for your signature. Your initial deposit will be debited from your
existing account and credited into your new PFFCU account within
two to five business days.
If you require assistance completing this online application, or
if you wish to apply via the phone, you may call PFFCU at (215)
931-0300 or (800) 228-8801. You
may also come into any of our branch locations and apply in person.
Member applicants wishing to apply for a Trust or Business Account
also need to visit a branch.
PFFCU Membership For Your Organization
PFFCU is a $3.5 billion, full-service, not-for-profit financial
institution owned and operated by its 170,000 members. PFFCU's mission
is to earn our members' Trust by providing them with quality
financial products at very attractive prices, delivered with superior Service, Value and Convenience.
You can give the employees and members of your organization access
to this higher level of service as part of your benefits package.
And, unlike most benefits, offering PFFCU membership is FREE! It's
an easy and effective way to enhance your existing employee benefits
package at no additional expense.
Why Choose PFFCU ? Great Membership Benefits!
The goal of a bank is to take money from customers and give it
to shareholders in the form of profits. At PFFCU, our members are the
"customers" of the credit union, but more importantly, they
are its
"owners". PFFCU rewards its members with great loan and deposit
rates and superior member service so that members can benefit from
PFFCU's high level of financial strength.
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SERVICE |
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Members of Police and Fire Federal Credit Union
enjoy responsive, personalized service at a level that is unmatched
in the financial services industry. In our most recent Annual
Member Survey, 94% rated PFFCU's Member Service "Superior
To" or "Better Than" other financial institutions.
Last year, our dedicated Member Service Professionals answered
over 1.6 million calls from our members. What's more, those calls
to our Call Center were answered, on average, within six seconds
(and by a live person)! |
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VALUE |
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PFFCU Members receive loan and deposit rates
that consistently beat the bank competition. PFFCU's Premium
Yield Account earns higher yields than money market mutual
funds and bank money market accounts. And, our Certificate
yields consistently beat bank CD rates. Our IRA money market
account and IRA certificates will help you save for retirement,
with high yields and no risk to principal! PFFCU's AutoDraft
is a pre-approved auto loan in the form of a check. Members
can boost their negotiating power with the dealer, and enjoy
a remarkably low loan rate! PFFCU offers an exceptional array
of mortgage options, all with terrific rates. We also
offer Home Equity loans with no out-of-pocket expenses, and
the lowest rates available. |
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CONVENIENCE |
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Members can access their accounts at conveniently
located branches throughout the area, each with extended hours
and a free, self-service coin-counting machine. Police and
Fire Federal Credit Union members also enjoy FREE EXPRESS Access
Services, including FREE Bill Payer, FREE Telephone and
Online Banking, FREE transactions at any PFFCU ATM and 12 FREE
transactions per month at any non-PFFCU ATM. Applying for a PFFCU
loan is incredibly fast and hassle-free. Members can apply
online and receive an answer within one business day. Or, they
can apply for a consumer or home equity loan by phone or in
person in less than 10 minutes, and receive a loan decision
in one hour. Due to the current high demand for PFFCU’s
money-saving Mortgage products, most members can expect to
receive a Mortgage decision the next business day. |
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TRUST |
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The strength of our relationship with our members
drives our success. Throughout the year, every member who gets
a PFFCU loan is surveyed. An astounding 99% of members would
recommend PFFCU to other members for their Consumer and Real
Estate Lending needs! We are also proud that 93% of members
rated us "Superior To" or "Better Than" the
competition in Overall Level of Trust. |
How does your organization join PFFCU?
If your organization is interested in offering membership as
an employee benefit, you may
also contact one of our
Business Development Managers to request
information or schedule a time for us to visit you.
To become a PFFCU Partner Organization, simply send us a letter
indicating your interest in offering credit union membership. For
your convenience, a template of this letter is available
online. This letter should be printed on your organization's
letterhead, and signed by someone authorized to make employee benefits
decisions, such as a benefits manager, human resources manager, etc.
*Please note that a minimum deposit of $5.00 into
an S1 Savings Account is required to open your account, and must
remain in your account at all times.
The S25 (Premium Yield Account) requires a minimum balance of $2,500
to earn dividends, while the S6P has a $2,000 minimum balance. |
