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Share Accounts

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PFFCU’s Checking Account earns you more without all the high fees banks charge. And our other savings products continually outperform the competition! Putting your money in a safe, high-yielding PFFCU Account is the best way to manage your funds. Funds are federally insured through the NCUA.

Checking
A PFFCU Checking Account earns you a high yield with no minimum balance requirement and you get all of our Express Access Services for free, to make accessing your account very convenient!  Learn More»

 

Money Market Plus Account & Premium Yield Account
PFFCU's Money Market Plus Account and Premium Yield Account earn you a higher yield, better than bank money market accounts.   Learn More»

Certificates
PFFCU Certificate yields consistently beat bank CD rates, with terms ranging from 3 months to 5 years!  Learn More»

IRA
Our IRA Money Market Account and IRA Certificates will help you save for retirement with high yields and no risk to your principle! A PFFCU IRA is a risk free investment for your retirement savings. IRA balances are insured, separately from your other PFFCU accounts, up to $350,000 by a combination of coverage through the National Credit Union Association and Excess Share Insurance, all at no cost to our members*. Are you a DROP program participant through the City of Philadelphia? Your best options for your DROP funds are right here at PFFCU! Let one of our DROP Specialists help you make those important decisions about how to best invest your DROP funds.    Learn More»

Savings Account
Our Savings Account requires only a $5 minimum balance to maintain your membership in PFFCU, and you will earn a higher yield than bank savings accounts!   Learn More»

Education Savings Account & UTMA
Open an Education Saving Account & UTMA (Uniform Transfers to Minors Act) Account today and realize tax benefits while you save for your child’s education!   Learn More»

NCUA Share Insurance
Your non-ira savings are federally insured to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF) managed by the National Credit Union Administration (NCUA). For those members needing more coverage, separate and/or multiple ownership of accounts provides a means to accomplish this. When accounts are held in separate and/or multiple ownerships, each account can be insured separately, up to $250,000, increasing the amount of NCUA share insurance. For more information, visit the NCUA website.

 
*IRA insurance is a combination of $250,000 from the National Credit Union Administration (NCUA) and up to $100,000 from Excess Share Insurance Corporation (ESI). Insurance provided by PFFCU through ESI is only available on PFFCU IRA shares and IRA certificates, and does not affect National Credit Union Administration (NCUA) share insurance. ESI is not affiliated with the NCUA or any other Federal Government Agency.
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