PFFCU New and Used Auto Loans Offer:
- AutoDraft- a pre-approved loan check, providing convenience and greater
negotiating power!
- Remarkably low rates!
- Up to 100% financing on new and used vehicles!
- 1/4% rate discount with automatic payment from a PFFCU account!
- Terms up to 7 years available for new auto loans, and up to 6 years
for used auto loans.
- Extended auto warranty coverage.
Trust PFFCU's Three Step Vehicle Buying Program.
At PFFCU, we realize that buying a new vehicle is an important decision.
To make the best decision, you need the best information. That's
why we've developed a plan that helps guarantee you're getting
an honest deal on a vehicle and at a low loan rate, from a source
you can trust -- your credit union! STEP ONE
Get
A PFFCU AutoDraft!
Apply for a PFFCU AutoDraft*. Apply by phone, in person, or
online during branch hours and you'll receive a loan decision
in less than one hour. Or, apply online anytime after branch
hours and you'll receive a response the next business
day. Our AutoDraft is a pre-approved auto loan that you receive
in the form of a check, which is used to purchase a vehicle up
to your approved amount. With advance financing, a low loan rate,
and a check in hand, you can drive off with the best deal
in town. Apply
Now»
How
Does the AutoDraft Work?
Once approved for a PFFCU Auto Loan, you'll receive a check good
for up to the approved loan amount- that's your AutoDraft. Then,
use your AutoDraft as you would a personal check. You can always
negotiate a price less than your approved loan amount. In any
case, the amount for which you write out your AutoDraft is the
amount
you'll be financing. STEP TWO
Select the Car You Want!
Visit our Auto Pricing Service and learn the dealer's cost
and the manufacturer's suggested retail price before you visit
the
dealer.
This way, you'll know what you should pay before you pay it!
Plus, you can look for detailed information on the types of
vehicles
that interest you. Learn
More»
You can search by:
Make and Model
Features - drive train, transmission, etc.
Payment and Price Range
Comparisons - Compare 2 vehicles side by side
New and Used Vehicles
STEP THREE
Drive Your New Vehicle Home!
When it's time to purchase the vehicle, if you're offered either
a dealer rebate or a reduced interest rate, take the dealer rebate
and get your loan from PFFCU. You'll save yourself money by combining
PFFCU's AutoDraft with our expert buying services. Learn
the truth about dealer financing»
Loan Protection Insurance
Credit life insurance is designed to pay off the loan if the
borrower dies, while credit disability insurance takes over
the loan payments
if the borrower becomes disabled. Both types of insurance help
protect your family and your credit rating by making sure that
the loan will not end up in default if these events occur.
The cost of loan protection insurance is determined by the
size
of the loan, not your age. The insurance coverage becomes effective
as soon as the loan is finalized. Credit life and disability
insurance offers a convenient, affordable way to make sure
that the borrower's
family will not be left with the burden of debt in the event
of death
or disability. Certain
restrictions may apply. Ask for more information when applying
for your AutoDraft. If you already have a loan with PFFCU and
would like more information on credit life
and disability insurance, please give us a call at 215/931-0300
or 800/228-8801.
*AutoDraft
may not be used for sales between private parties, may not
be used as a down payment on the purchase of a vehicle, and
may not be used to purchase reconditioned or salvaged vehicles.
See your AutoDraft for all terms and conditions. |
