Signature Loans

PFFCU’s Signature Loan is a fixed-rate, fixed-term loan that offers a practical and economical way to finance major purchases, make home improvements, or consolidate high-interest debt. Some more reasons to apply now for a PFFCU Signature Loan:

• Low monthly payments
• Terms up to 5 years on amounts of $500 or greater
• Loan amounts up to $10,000
• Consolidate higher interest rate balances
• No collateral required
• ½% rate discount with automatic payment from a PFFCU account

Pledge Loans
PFFCU’s Pledge Loans offer a lower interest rate than our Signature Loans. They are a good option for members who maintain funds at PFFCU in a Certificate or Premium Yield Account¹. To be eligible for this loan, members must pledge an identical sum to the amount they want to borrow. Pledge loans are available up to $100,000². Approved members will have these funds frozen in their account for the duration of the loan term, which can be up to 5 years.

For additional information on our Signature or Pledge Loans, please call (215) 931-0300 or (800) 228-8801.

Payment Protection
Payment Protection is an optional feature for your Signature Loan that, depending on the package you select, can cancel your loan payment, up to the agreement maximum, if you become sick or injured. It can also cancel your loan balance, up to the agreement maximum, in the event of loss of life. You can count on Payment Protection to step in and help protect your family and credit rating when you and your family need help the most.

Enrollment in Payment Protection is voluntary and not required to obtain a loan. For more information on Payment Protection (including benefit maximums, eligibility and limitations) please give us a call at (215) 931-0300 or (800) 228-8801.

¹ IRAs are not eligible for Pledge Loans.
² Please contact PFFCU for additional terms and conditions.