Consumer Loan Rates

Loan

APR

Monthly Payment

Personal Line of Credit⁽¹⁾⁽³⁾

9.90%
13.90%
17.90%

2.25% of the line amount with a minimum payment of $25

Signature Loan^(1)(2)(3)

9.90%
13.90%
17.90%

$21.20
$23.22
$25.34

Visa Platinum/Classic & Secured⁽¹⁾⁽³⁾

9.90%
13.90%
17.90%

2.25% of outstanding balance with a minimum payment of $10

Pledge Loan⁽²⁾

5.99%

$19.33

(1) Personal Line of Credit and Signature Loan rates reflect 1/2% discount for automatic payment from a PFFCU account. The VISA and PLOC Annual Percentage Rate (APR) are subject to change at the Credit Union's discretion. Signature Loan payments based on 60 months.
(2) All payments quoted above are based on per $1,000 borrowed. To get a monthly payment for a specific borrowed amount, multiply the per $1,000 payment factor by the number of thousand dollars borrowed. For example, if you borrow $10,000, multiply 10 by the figure noted next to the specified loan product. Pledge Loan payments based on 60 months.
(3) Your rate will depend upon your credit score at the time of the application.