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Rates and Calculators

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Mortgage Rates for

Conforming Fannie Mae Mortgage Product

Points

Interest
Rate

APR

3/30 ARM

0%

2.75%

2.908%

5/30 ARM

0%

2.875%

 2.935%

7/30 ARM

0%

3.25%

3.109%

30-Year Fixed Rate

0%

3.875%

3.939%

20-Year Fixed Rate

0%

3.75%

3.838%

15-Year Fixed Rate

0%

3.25%

3.362%

10-Year Fixed Rate

0%

3.25%

 3.412%

 

PFFCU Express
Refi Mortgage

Points

Interest
Rate

APR

3/30 ARM

0%

2.875%

 2.953%

5/30 ARM

0%

3.125%

 3.04%

7/30 ARM

0%

3.625%

3.03%

15-Year Fixed Rate

0%

3.625%

3.77%

10-Year Fixed Rate

0%

3.50%

 3.709%

The rates above reflect the lowest available rates. The rate you receive may be higher, based on your credit score, mortgage loan-to-value ratio or other loan factors.

Annual Percentage Rates (APR) are based on loans up to $417,000. For rates on loans exceeding $417,000 (Jumbo loans) please call PFFCU at 215/931-0300 or 800/228-8801 and ask to speak to a Mortgage Advisor to discuss your applicable rate.

You can reduce your rate by paying point(s). One point is equal to 1% of the mortgage loan amount.

Call PFFCU at 215/931-0300 or 800/228-8801 and ask to speak to our Mortgage Advisors, who will offer personalized service and a commitment to finding the right mortgage for you.

You can lock in your rate from the time you submit a completed mortgage application, up until four (4) business days before closing. If you choose not to lock in your rate, it will be locked in automatically three (3) business days prior to closing. The submission of a mortgage application does not guarantee that your mortgage rate will be that which is available at the time of submission. You can lock your interest rate only after your mortgage application has been approved by PFFCU. Please call to speak with a Mortgage Advisor, who will complete your Rate Lock Confirmation Form.

A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of our loan.

 
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