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Rates and Calculators

Apply Now rate lock policy
Financial Calculators

Mortgage Rates for

Product

Points

Interest
Rate

APR

3-Year Adjustable Rate

0%

4.625%

 3.50%

5-Year Adjustable Rate

0%

4.75%

 3.742%

7-Year Adjustable Rate

0%

4.875%

3.725%

10-Year Adjustable Rate

0%

5.00%

 4.147%

30-Year Fixed Rate

0%

5.00%

 5.022%

20-Year Fixed Rate

0%

5.00%

 5.03%

15-Year Fixed Rate

0%

4.875%

4.913%

10-Year Fixed Rate

0%

4.875%

 4.929%

The rates above reflect the lowest available rates. The rate you receive may be higher, based on your credit score and/or mortgage loan-to-value.

Rates shown above are for Traditional Mortgages, as well as for 1-unit and 2-unit vacation-home mortgages.

You can reduce your loan rate by approximately 0.25% for each point (1.0% of the mortgage loan amount) that you pay.

Annual Percentage Rates (APR) are based on loans up to $417,000. Rates are subject to change.

RATES FOR ADDITIONAL PFFCU MORTGAGE PRODUCTS

Express Refinance Mortgages are currently available with fixed rates for terms of 15 years or less, and our adjustable rate mortgages with the rates fixed for the first 3, 5, 7 or 10 years.

Jumbo ARM Mortgages exceeding $417,000 have a rate .25% higher than the comparable term non-jumbo product shown above.

Jumbo Fixed-Rate Mortgages typically have .125% - .375% higher rates than the comparable term non-jumbo product shown above. This product is currently available for terms of 15 years or less.

Call PFFCU at 215/931-0300 or 800/228-8801 and ask to talk to our Mortgage Advisors, who will offer personalized service and a commitment to finding the right mortgage for you.

You can lock in your rate from the time you submit a completed mortgage application, up until four (4) business days before closing. Please read our rate lock policy. If you choose not to lock in your rate, it will be locked in automatically three (3) business days prior to closing. The submission of a mortgage application does not guarantee that your mortgage rate will be that which is available at the time of submission. You can lock your interest rate only after your mortgage application has been approved by PFFCU. Please call to speak with a Mortgage Advisor, who will complete your Rate Lock Confirmation Form.

A satisfaction fee is charged by the county government when a loan is paid off. PFFCU will collect that fee from you at the closing of our loan.

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