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Rates and Calculators |
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Mortgage Rates for
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Product |
Points |
Interest
Rate |
APR |
3-Year Adjustable Rate |
0% |
4.625% |
3.50% |
5-Year Adjustable Rate |
0% |
4.75% |
3.742% |
7-Year Adjustable Rate |
0% |
4.875% |
3.725% |
10-Year Adjustable Rate |
0% |
5.00% |
4.147% |
30-Year Fixed Rate |
0% |
5.00% |
5.022% |
20-Year Fixed Rate |
0% |
5.00% |
5.03% |
15-Year Fixed Rate |
0% |
4.875% |
4.913% |
10-Year Fixed Rate |
0% |
4.875% |
4.929% |
The rates above reflect the lowest
available rates. The rate you receive may be higher, based on
your credit score and/or mortgage loan-to-value.
Rates shown above are for
Traditional Mortgages, as well as for
1-unit and 2-unit vacation-home mortgages.
You can reduce your
loan rate by approximately 0.25% for each point (1.0% of
the mortgage loan amount) that you pay.
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Annual Percentage Rates (APR) are based on loans
up to $417,000. Rates are subject to change.
RATES FOR ADDITIONAL PFFCU MORTGAGE
PRODUCTS |
Express Refinance Mortgages are currently available with fixed rates for terms of 15 years or less, and our adjustable rate mortgages with the rates fixed for the first 3, 5, 7 or 10 years. |
Jumbo ARM Mortgages exceeding $417,000 have a rate
.25% higher than the comparable term non-jumbo product
shown above.
Jumbo Fixed-Rate Mortgages typically have .125%
- .375% higher rates than the comparable term non-jumbo product
shown above. This product is currently available for terms of 15 years or less. |
Call PFFCU at 215/931-0300 or 800/228-8801 and ask to talk to our
Mortgage Advisors, who will offer personalized service and
a commitment to finding the right mortgage for you. |
You can lock in your rate
from the time you submit a completed mortgage application, up until
four (4) business days before closing. Please read our rate lock policy. If you choose not to lock
in your rate, it will be locked in automatically three (3) business
days prior to closing. The submission of a mortgage application does
not guarantee that your mortgage rate will be that which is available
at the time of submission. You can lock your interest rate only
after your mortgage application has been approved by PFFCU. Please
call to speak with a Mortgage Advisor, who will complete your Rate
Lock Confirmation Form.
A satisfaction fee is charged by the county government
when a loan is paid off. PFFCU will collect that fee from you
at the closing of our loan. |
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