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Home Mortgages

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A real estate purchase is one of the most important financial decisions you will ever make and the process can be overwhelming. Trust PFFCU’s knowledgeable and experienced Mortgage Advisors to help you find the mortgage that is right for you.

PFFCU works for you, so you get the mortgage that meets your needs, along with a fast, hassle-free approval process and no high-pressure sales tactics. Our experienced Mortgage Advisors provide personal guidance from your first call through closing.

PFFCU also works for you, for the entire term of your loan. We maintain the servicing of your mortgage and charge no prepayment penalties.

Choose PFFCU for your real estate financing. Our great rates will help you maximize your buying potential. Since there is no application fee, you’ll pay less out-of-pocket expenses. You’ll enjoy superior member service, too, along with a fast, hassle-free approval process and no high-pressure sales tactics. Click here to learn how you can save thousands of dollars on your mortgage and title insurance. With a great variety of fixed and adjustable rate mortgage options, you’re sure to find the perfect loan to meet your needs at PFFCU.

With every PFFCU mortgage, you'll enjoy the benefits of:

• Great low rates
• A single Lender Fee of just $295
• Exceptional service from the people you trust

If you already have an Agreement of Sale:
Apply Now and your PFFCU mortgage can close in 30 days or less.

It's easy to apply for a PFFCU Mortgage. Call 800/228-8801 or 215/931-0300 and ask to speak with a Mortgage Advisor to apply by phone or to schedule a personal appointment. Or you can apply online.

If you do not yet have an Agreement of Sale
PFFCU's Mortgage Advisors will guide you through the process from start to finish.  Apply for a PFFCU Mortgage now, before you visit a realtor or begin shopping for a home.

Don’t be fooled by “free” mortgage pre-qualification offers from other lenders. They provide only informal, unverified statements that you are “likely” to qualify for a mortgage. They carry little weight with sellers and agents and no commitment on the part of the lender. A PRE-APPROVED PFFCU MORTGAGE LOAN COMMITMENT gives you a more definite guarantee for a mortgage for a specific amount. It is obtained through a thorough verification process so there are no surprises down the road. With your PFFCU Mortgage Loan Commitment, you’ll gain greater negotiating power, indicating to sellers and agents that you are a serious buyer. In addition, when you obtain a Pre-approved PFFCU Mortgage Loan Commitment, you will receive a coupon for $250 that can be redeemed after you purchase your home and close your mortgage with PFFCU.

 

Fixed-Rate Mortgages
PFFCU has fixed-rate mortgages available with terms of 10, 15, 20, and 30 years. Choose a longer term for a lower payment or a shorter term for a lower interest rate. A fixed-rate mortgage is right for you if you want a constant monthly payment or you plan to stay in your home for a long period of time.  Apply Now»

 

Adjustable Rate Mortgages
ARMs offer lower interest rates than a fixed rate mortgage. This provides lower monthly payments that are especially attractive to first time home buyers and home owners looking to buy a larger home. PFFCU's offers adjustable rate mortgages with 30 year terms where the initial interest rate and payment are fixed for the first 3, 5 or 7 years, then an adjustable rate, which may change annually.     Apply Now»

 

"No PMI" Mortgage
This mortgage offers members with less than a 20% down payment a cost effective way to bypass Private Mortgage Insurance. You may experience lower monthly payments, and may also receive a tax deduction for the interest paid. Check with your tax advisor.

FHA mortgage home house equity loan
 
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